The Timing Is Right. And So Is The Rate.

We're offering a special low rate on our home equity line of credit. You'll receive an introductory low rate of 4.00% APR for the first two years.*

Its money you can use wherever and whenever you want. Use it for home improvements or that long-awaited vacation. You can even pay off your credit card debt.

Best of all, there are no application fees or closing costs.

Calculate the equity in your home.

You can borrow up to 80% of the property value.

Home Value x .80 ____________

Remaining balance of mortgage ____________

Subtract the second line from the first line for your available equity.


 or visit any of our conveniently located offices throughout the South Coast of Massachusetts and Rhode Island.

*Introductory Annual Percentage Rate (APR) of 4.00% is available with automatic payment from a BayCoast Bank checking account. If the automatic payment is cancelled, the discounted rate of 4.00% APR will change to Prime. Rates are subject to change. The rate floor and minimum APR is 4.00% and the maximum APR is 18.00%. Offer available for 1-4 family owner-occupied properties with a combined loan to value ratio of 80% or less as determined by an online statistical appraisal acceptable to the Lender. If the loan amount exceeds $250,000 or an online value is not available, a certified property appraisal may be required. Hazard insurance is required and flood insurance may be required. Offer subject to credit approval and other restrictions may apply.