Personal Loans

Whatever your goal, BayCoast Bank has the right loan product to fit your needs. 

It's easy to apply for a BayCoast Bank personal loan! Just click the "Apply Now" button and select the loan type. All loans are subject to approval. 


Learn More   Energy Efficiency Loans
Loan programs for installing energy efficient heating measures.
Apply Now  Home Improvement Loans 
Unlike Home Equity Loans or Lines, Home Improvement loans are unsecured and at fixed rate of interest. 
Apply Now   Home Equity Line of Credit 
Introductory rate of 4.00% APR for the first 2 years - learn more 

   Auto Loans 
Competitive rates and terms to fit your budget. Save money on auto loans when you have your payment automatically deducted from any BayCoast Checking Account! 

The following loans are available at any BayCoast Bank location: 

Saving Collateral Loans
Borrow against the deposit balance in your BayCoast Bank passbook savings, statement savings, or certificate of deposit (CD) account.

Overdraft Line of Credit
Protection from overdrawing your BayCoast Bank checking account. 

Unsecured Personal Loans
With a fixed rate of interest.

* Online loan applicants must live in Bristol County, Dukes County, Plymouth County or Barnstable County, Massachusetts, or in the state of Rhode Island. Loan approvals are conditional and are subject to final review. Approvals are good for 30 days and are subject to a review of additional documentation such as the applicants' current pay stubs, tax returns, proof of insurance and any other documentation and verification we may require.