Personal Banking - Certificate of Deposit and Money Market Account
Certificates of Deposit (CD)*
BayCoast Bank offers a variety of terms with competitive interest rates to meet all your financial goals.
Enjoy the convenience of traditional CDs without the passbook.
- 30 days - 5 year terms available
- Annual statement
*Minimum opening deposit: $500.00 for fixed rate, Choice-Is-Yours and Bump Up. $100.00 for variable rate. Interest compounded and paid monthly.Minimum balance to obtain interest: $10.00. Early withdrawal penalty may be imposed.
Consumer Money Market Account
- A tiered, interest-bearing account
- Minimum opening deposit: $1000.00
- Interest compounded and paid monthly
- Minimum balance to obtain interest: $1000.00
- Up to six transactions per statement cycle
- The monthly maintenance service charge of $5.00 will be waived if an average daily balance of $1,000.00 is maintained