Business Banking Online


With Online Business Banking, you have the freedom to access your bank accounts 24 hours a day, 7 days a week. We provide the tools you'll need to manage your company's finances conveniently and efficiently. Here are some of the features available to our Online Business Banking customers:

Cash Management Tools

  • View your BayCoast Bank business account balances and transactions.
  • Create detailed, customized reports on your accounts.
  • Request e-mail notifications.
  • Remote Deposit Capture.

    Learn more

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  • Transfer funds between BayCoast Bank accounts.
  • Set up one-time or recurring transfers (weekly, bi-weekly or monthly).
  • Electronically transfer funds between your BayCoast Bank accounts and accounts at other financial institutions.
  • Initiate Automated Clearing House (ACH) transfers.


  • Pay your bills electronically by setting up one-time or recurring payments.
  • See whether your payment will be sent electronically or by check.
  • Pay multiple bills easily from one screen.
  • Make stop payments.

Secure Your Money

  • Requires 128-bit encryption, the highest level of Internet security.
  • Choose a unique User ID and Password and change it at any time.

Additional Options

  • Download history into the latest versions of popular software applications including Quickbooks® and Microsoft® Money.
  • Nickname your accounts as they appear in the Online Banking system to make them easier to recognize (e.g. Payroll, Expense Account, etc.).
  • Set up multiple end users within a company.

CyberSecurity through IBM® Trusteer 

BayCoast Bank now offers IBM® Security Trusteer Rapport to work alongside your current security software, increasing your protection and descreasing your susceptibility to criminal behavior. View a demo, learn more, and download this free security software - and know your accounts are protected. Visit our IBM® Trusteer Information Center.