BayCoast Bank
Rates
Printer Friendly

Loan Rates

Rates Effective October 24, 2014

Click here for Home Equity Loan or Home Equity Line of Credit rates
 

1-4 family owner occupied properties. Homeowners insurance will be required. Flood insurance requirements may be applicable. 80% maximum loan to value.
 

Minimum loan amount is $2,500.00. Maximum loan amount is $15,000.00.


Minimum loan amount is $2,000.00. Maximum loan amount is $25,000.00.


New Only model year 2014-2013. Used Only model year 2012 and newer for 60 months,
2010 and newer for 48 months, and 2008 and newer for 36 months.


Maximum loan amount $50,000 Maximum term is 180 months.


Minimum loan amount is $1,000.00. Maximum loan amount is $7,500.00.


Rate may vary depending on the Prime Rate published in The Wall Street Journal. Minimum APR is 10.000%. Maximum APR is 18.000% Minimum line amount is $500.00 Maximum line amount is $5,000.00.


Minimum loan amount is $1,000.00. Maximum loan amount is $40,000.00. Maximum Term is 36 months.


APR is 3.00% over interest earned on BayCoast Bank Savings account. Monthly payment shown is interest only. Minimum loan amount is $1,000. Maximum loan amount is 90% of BayCoast Bank Savings Account balance. Maximum term is 60 months.


*Interest rates posted reflect a reduction of .25% for having the loan payment automatically deducted through a pre-authorized transfer from a BayCoast Bank checking or statement savings account. Loans without the automatic debit feature will receive an interest rate that is increased by .25%.


APR refers to Annual Percentage Rate. All interest rates and APRs are accurate as of the date above and are subject to credit approval and may change without notice. IRA and Qualified Plan Accounts cannot be used as security for any type of loan. 

 

Rates
Login

Online Banking

Online Business Banking

Login

Useful Links

Facebook LinkedIn YouTube Join our Email List Active Checking Calendar Follow us on Twitter

Routing Number - 211372239     Telephone 508-678-7641

All information on this website is copyright of BayCoast Bank...reproduction of any information disclosed on this site is strictly prohibited. Any evidence of criminal activity will be provided to law enforcement officials.

FDIC Equal Housing Lender DIF