Deposit Rates

Rates Effective February 4, 2012

Preferred NOW Checking Account customers are entitled to an additional 10 basis points (0.10%) on CDs.

¹All qualification requirements must be met each qualification period in order to earn interest at the qualified rate. If all qualification requirements are not met during each qualification period, the entire account balance will earn interest at the base rate.

Preferred NOW Checking Account customers are entitled to an additional 10 basis points (0.10%) on CDs.

APY refers to Annual Percentage Yield. All interest rates and APYs are accurate as of the date above and are subject to change without notice. The APY applies when the required minimum balance and interest are kept on deposit for one year. Interest rates may change after account is opened, except for fixed rate CDs with interest rates that may change at the end of the account term. Interest is compounded and credited monthly on all accounts. Maintenance or activity fees may reduce earnings. CDs are subject to a penalty for early withdrawal.

All deposits insured in full by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF).