The HEAT Loan Program

The residential HEAT Loan Program provides customers the opportunity to apply for a 0% loan from participating lenders to assist with the installation of qualified energy-efficient improvements in their homes or rental properties.

Loans are available up to $25,000 with terms up to 7 years (depending on the loan type).

Eligible energy-efficiency improvements may include

• Weatherization improvements
• High efficiency heating systems
• High efficiency domestic hot water systems
• Solar hot water systems
• ENERGY STAR^® qualified replacement windows
• ENERGY STAR^® thermostat(s)

How do I Know If I am eligible?

Obtain a Home Energy Assessment by calling 866-527-7283 (MA) or 888-633-7947 (RI). There you can request a Home Energy Assessment from a Home Assessment Vendor to determine your home’s needs and how best to apply for an energy-efficient loan.

How do I Apply for a HEAT Loan?

Apply below or call us at 508-678-7641 and we will guide you through the loan process. You may also contact at 866-527-7283 (MA) or 888-633-7947 (RI) for full program application details.

To learn more about the HEAT Loan Program visit www.masssave.com or https://www.powerofaction.com/riheatloan/ in Rhode Island.

* Online loan applicants must live in Bristol County, Plymouth County or Barnstable County, Massachusetts or in the state of Rhode Island. Loan approvals are conditional and are subject to final review. Approvals are good for 30 days and are subject to a review of additional documentation such as the applicants' current pay stubs, tax returns, proof of insurance and any other documentation and verification we may require.