Savings

BayCoast Bank offers several savings account options. And all BayCoast Bank deposits are 100% insured by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF).

Statement Savings Account         

Offers you the convenience of receiving a monthly statement with no passbook to update.

  • Minimum opening deposit: $10.00
  • Interest compounded and credited monthly
  • Minimum balance to obtain interest: $10.00
  • Link statement savings to an ATM card for ATM transactions
  • Free 24 hour banking* with Telephone Banking** and
  • Online Banking.
  • Electronic monthly statements available
  • No monthly maintenance service charge if average daily balance of $10.00 is maintained
  • $2.00 non-BayCoast Bank ATM service fee

* Transaction limitations may apply.
** To access Telephone Banking, call 888-533-6695 and follow the instructions.

Passbook Savings Account

Geared for those customers that prefer a passbook.

  • Minimum opening deposit: $10.00
  • Interest compounded and credited monthly
  • Minimum balance to obtain interest: $10.00
  • No monthly maintenance service charge if average daily balance of $100.00 is maintained
     

Holiday Club Savings Account

Don't let the holidays sneak up on you; be ready with a BayCoast Bank Holiday Club Account.

  • Minimum to opening deposit: $5.00
  • Variable deposits (no pre-determined amount required)
  • Interest compounded and credited monthly
  • Minimum balance to obtain interest: $10.00
  • No monthly maintenance service charge; a fee may be assessed for early closeout

At the end of your club account's term, funds are automatically transferred to your BayCoast Bank checking or savings account.

Request Information

Visit any one of our convenient locations to open any BayCoast Bank account.