Personal Checking Accounts

Whether you're looking for a checking account that pays interest or one that provides lots of additional benefits, BayCoast Bank has an account that is right for you.

All BayCoast Bank checking account customers can enjoy account features such as:

• Free Visa® CheckCard or ATM Card.
• Free Online Banking with Free Bill Payment.
• Free eStatements.
• Free Telephone Banking*.
• Free BayCoast Bank ATM transactions.

* To access Telephone Banking, call 888-533-6695 and follow the instructions.

Rewarding your active lifestyle with special features. Learn More

• High interest rate on balances up to $25,000.
• Nationwide ATM surcharge fees refunded up to $25 per qualification period.
• To qualify in any given qualification period, you must receive at least one posted direct deposit, make one posted electronic payment or one posted online bill payment, make 12 posted debit card purchases and receive your monthly statement electronically using online banking.
• Qualifications Calendar to track the qualification period dates.

Preferred NOW Checking

Maximizes your relationship with additional benefits.

• Free check printing on selected check styles.
• Preferred CD rates.
• Discounted loan rates.
• Free Traveler's checks. 

NOW Checking

Basic checking earning a competitive interest rate.

• Earns interest on daily balances of $500 or more.

Direct Checking

Enjoy the convenience of Direct Deposit.

• Free with Direct Deposit.

Student Checking

Free checking for college or trade school students from 17 to 22 years of age.

• Free checks.
• One-time fee waiver card.
• No monthly service charge.

Which account is right for you?
Click here and compare