Personal Banking - Certificate of Deposit and Money Market Account

Certificates of Deposit (CD)*        

BayCoast Bank offers a variety of terms with competitive interest rates to meet all your financial goals.

Statement Certificate of Deposit (CD)*        

 Enjoy the convenience of traditional CDs without the passbook.

  • 30 days - 5 year terms available
  • Annual statement

*Minimum opening deposit: $500.00 for fixed rate, Choice-Is-Yours and Bump Up. $100.00 for variable rate. Interest compounded and paid monthly.Minimum balance to obtain interest: $10.00. Early withdrawal penalty may be imposed.


Consumer Money Market Account

  • A tiered, interest-bearing account
  • Minimum opening deposit: $1000.00
  • Interest compounded and paid monthly
  • Minimum balance to obtain interest: $1000.00
  • Up to six transactions per statement cycle
  • The monthly maintenance service charge of $5.00 will be waived if an average daily balance of $1,000.00 is maintained