Loans 

When you choose BayCoast Bank, you get a dedicated team that's easy to reach when you need them. You get decisions that are made right here on the South Coast and you get solutions to your problems resolved quickly. Now with two locations to serve you:
330 Swansea Mall Drive              10 Dorrance Street, Suite 101B
Swansea, MA 02777                      Providence, RI 02903
508-678-7641                                   401-273-0475

BayCoast Bank is a proud participant in the Massachusetts Treasurer's Small Business Banking Partnership.
In simple terms, it means money for your business.  We offer below market loan rates for expansion, new construction, equipment purchases and capital improvements. The goal is to create jobs, promote urban revitalization and stimulate economic development. We currently have closed sixteen loans totaling $3,724,500.00 under the program.

It's one more reason why businesses turn to BayCoast Bank for their commercial needs. You get local decisions and a dedicated team that is just right for you.

Lines of Credit

Flexibility to meet your businesses needs for working capital and is ideal for:

  • Periods of rapid sales growth.
  • Seasonal sales patterns.
  • New market opportunities.

Commercial Real Estate Loans

This type of financing can be customized to meet your specific needs and is available for:

  • Owner-occupied commercial properties.
  • Investment properties.
  • Development projects.

Term Financing

Long-term financing with regular monthly payments and is often used to cover the costs of:

  • Equipment purchases.
  • Business expansion.

Additional Products

  • Construction Loans.
  • Fishing Vessel Loans.
  • Letters of Credit.

All loans and lines are subject to credit approval.

To make an appointment or to learn more about our commercial lending options call 508-678-7641 or 401-273-0475 in Rhode Island.